Are you looking for Manchester term life insurance or a long term care insurance policy but aren't sure which is best for you? Our Manchester risk management and insurance coverage experts can help you find a policy that fits your needs at the right price.
Don't Lose What You've Worked So Hard For
Life is full of surprises. Many are wonderful while others can be devastating both personally and financially.
The unexpected death or prolonged disability of an income earner for the family can destroy years of hard work and investing. Without the income and asset protection of a term life or long-term care insurance policy, family members can be left to fend for themselves. Deprived from the steady income they relied on for so long it can be difficult or even impossible to cover life's expenses. In extreme cases homes can be lost and credit destroyed.
Having the right protection in place is vital to ensuring the physical, emotional and financial safety of those you love. So how do term life and long-term care insurance do that?
Long-Term Care Insurance
When you are considering your Manchester retirement planning and wealth management goals, it's important to protect against the financial impact of unexpected medical costs. One of those is long-term healthcare expenses.
Most forms of health insurance limit the length and type of care they cover. Long-term care insurance fills these gaps in coverage and ensures that extended care does not destroy the assets you have built up.
Unfortunately healthcare is more expensive than ever before. Having a shield against the negative impact of these expenses is a great way to ensure that a prolonged stay in a healthcare facility doesn't ruin your financial stability.
Manchester Term Life Insurance
Term life insurance is an alternative to traditional whole life insurance that about a third of Americans with policies choose to use.
The main advantage of term insurance is its affordability. This is one reason why over a third of the life insurance policies issued in the United States are term insurance.
Term life, unlike whole life, only covers you for a preset period of time declared at the beginning of coverage. Once that time has passed the insurance policy expires. It’s also worth noting that you cannot borrow against a term policy like you can with whole life insurance plans.
Find The Life Insurance That Protects You Best!
Glenwood Investment Group's Manchester insurance and retirement planning advisors can help you choose the best insurance for your needs. Working with us will allow you to know you've chosen the coverage that best protects your family from negative financial impact and ensures your financial legacy.
Call 603-606-3391 now to learn more about putting an insurance policy in place that best protects you.
You've worked hard to save and invest for your loved ones' future and your own. Don't let life's surprises rob that from you. Call Glenwood Investment Group's Manchester term life insurance experts today at 603-606-3391 and find the right life insurance coverage you need!